It is not uncommon for a person to find themselves in financial trouble at one point or another. When the financial trouble becomes too serious, drastic action must be taken, and the individual’s best option is to file for bankruptcy. When a person decides that they should file for bankruptcy, they should not do so without the help of chapter 7 lawyers in Fall River, MA. There are several ways that a lawyer can help with the process.
Determining Which Type of Bankruptcy to File for
There are two types of bankruptcy to file for: chapter 7 and chapter 13. Chapter 7 will remove all unsecured debt that an individual owes, while chapter 13 gives the individual more time to pay off their debt. Some people will benefit from filing for one type over the other. Also, some people do not qualify to file for chapter 7. A bankruptcy lawyer can help an individual determine which type they should file for.
No More Harassment from Creditors
When a person is in debt, they often get many calls from creditors at all times of the day and night, and most likely every day. They also send letters threatening to garnish the individual’s wages and threaten lawsuits. When an individual hires chapter 7 lawyers in Fall River, MA, the lawyers will send letters informing the creditors that they are handling the case, and that all calls and correspondence should go to them. This can take a great deal of stress off of the person in debt.
Less Chance of Making a Mistake
The bankruptcy process is very long and complicated as there are many forms that need to be filled out correctly in order for the bankruptcy to go through. A lawyer will help the individual fill out the paperwork properly. There are also several bankruptcy laws that a person may not know about, therefore, they would need the assistance of a lawyer.
If an individual is in debt is planning for file for bankruptcy, they should contact The Law Offices of Tara M. George, PC for assistance.