No longer can people easily fill out the claims involved with their insurance claim and then wait to receive a check for their losses. When it comes to property insurance, most property owners pay a premium and expect to receive full reimbursement when a claim is filed. Unfortunately, this isn’t always what happens.
The goal of insurance companies is to minimize what they have to pay, which means that many property owners are left covering some of the damages or losses they have incurred. This is why it is often recommended by experts to hire an Insurance Claim Attorney in Gig Harbor.
How is the Claim Assessed?
An insurance company will use an insurance adjuster to determine how much of a claim they should receive. The adjuster will visit the property and conduct a detailed inspection. It is a good idea for the property owner to have their own adjuster or lawyer at this point to ensure that a fair value is put on the damages that have occurred.
The insurance company is going to ask questions to the property owner, as well as any witnesses to the situation that resulted in the damage. Photos and reports will also be taken and made. If a property owner happens to say the wrong thing or provides out of date information, then the insurance company may use it against them when determining a value for the damage. An Insurance Claim Attorney in Gig Harbor will help make sure this doesn’t happen.
Handling Rejections by the Insurance Company
If the claim is rejected by the insurance company, or they don’t pay the full value of the claim, then a lawyer’s services can be quite beneficial. The attorney will review the claim and determine how to file a lawsuit to acquire the necessary funds for the person who suffered the property damage.
When it comes to handling insurance claims, individuals should not try to handle the process on their own. Hiring an attorney is the best way to take care of the situation and ensure a fair amount of compensation is provided. More information about insurance claims can be found by taking the time to contact Otto Law Offices.