Contact an Auto Accident Attorney in Hampton, VA When a Car Insurance Company Denies a Claim

by | Nov 30, 2015 | Accident Attorney

Following a car accident, the insurance company for the at-fault driver is supposed to cover the accident-related expenses for the victim of the accident. This should cover medical bills, car repair or replacement bills, lost wages, and all other expenses from the accident. However, there are times when the insurance company will deny the claim and refuse to offer a settlement to the victim. When this happens, it’s often a good idea for the accident victim to contact an Auto Accident Attorney Hampton VA.

Why Would a Claim Be Denied?

Most of the time, claims are denied because the insurance company believes the victim is partially or fully at fault for the accident, not the driver they cover. This does not mean the victim is fully or partially at fault, simply that the insurance company believes it to be so. This is often based purely on the information given to them by their client and often can be disputed with evidence. There are other reasons why an insurance company might deny a claim. For instance, the claim may be denied by stating the person wasn’t covered at the time of the accident, but these issues are seen less often.

How Will Hiring an Attorney Help?

The attorney can help by discussing the case with their client and obtaining evidence that proves they were not fully or partially at fault for the accident. Evidence can be in the form of photographs of the accident, police reports, eyewitness statements, video surveillance of the accident, and more. The attorney can send this information to the insurance company and attempt to negotiate a settlement. If the insurance company still denies they are responsible for covering the accident, the attorney can take the case to court to attempt to obtain a settlement for their client, although this is relatively rare.

Anyone who has been in a car accident and who has been denied compensation by the at-fault driver’s insurance company should contact an auto accident attorney in Hampton VA, as soon as possible for help. There is a statute of limitations that dictates how long the person has to file before they can no longer seek compensation. For more information, visit today.

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